August 4, 2026

Total MSK Solution Premieres at RosettaFest, Challenging the Fragmented Model of Employer MSK Care

Total MSK Solution, a partnership with HURT! and OrthoForum Value Network (OVN) that connects musculoskeletal (MSK) care from the moment of injury through full recovery under one coordinated model for self-funded employers, navigators, and benefits advisors.
Total MSK Solution Premieres at RosettaFest, Challenging the Fragmented Model of Employer MSK Care

HealthMe, HURT!, and OrthoForum Value Network Unite Injury Triage, Care Navigation, Transparent Pricing, and Independent Providers in One Connected Pathway

Musculoskeletal care now ranks alongside cancer as one of the two largest cost categories in employer healthcare, and it totals more than $400 billion annually in the United States, according to Business Group on Health and Evernorth data. Most of that spend moves through three disconnected systems: injury triage, provider networks, and payment. An injured employee calls one number, gets routed to a provider network with little pricing visibility, and the employer finds out what the claim cost only after it's paid.

HealthMe (healthmedocs.com) is closing that gap with the Total MSK Solution (totalmsk.com), a partnership with HURT! and OrthoForum Value Network (OVN) announced today. The three physician-led, physician-owned companies now connect MSK care from the moment of injury through full recovery under one coordinated model built for self-funded employers, navigators, and benefits advisors.

How the Total MSK Solution Works

Each partner owns a distinct part of the MSK episode, and the three connect into a single pathway:

  • HURT! runs 24/7/365 injury triage. Injured employees reach a real orthopedic navigator within minutes instead of being routed to an emergency room. Learn more at hurtapp.com.
  • HealthMe moves each case into transparent, bundled pricing through its direct-pay platform, then coordinates care through CareNav and its AI care navigation assistant, Agent Dora. Learn more at healthmedocs.com.
  • OrthoForum Value Network (OVN) supplies the provider capacity: more than 6,000 surgeons and 5,000 physical therapists across 1,900-plus clinic locations in 48 states. Learn more at orthoforumvaluenetwork.com.

Because one team owns triage, network, and payment together, an employer can track a case and its cost from the first call an employee makes through the final bill.

What the Model Saves

In a real claims analysis, the Total MSK Solution generated $600,000 in savings across 20 hip and 20 knee replacement procedures. The savings came from routing care to independent, physician-led ambulatory surgery centers, where orthopedic procedures cost 28 to 50 percent less than the same procedures performed at hospital outpatient departments.

Why the Partners Built It This Way

"Employers have been told for years that MSK costs are simply high because the care is complex. The complexity is real, but the cost is not driven by complexity alone. It comes from injury triage, the provider network, and payment sitting in three separate systems that don't talk to each other, so no one is accountable for what the whole case costs. HURT!, OVN, and HealthMe built the Total MSK Solution so one team owns triage, network, and payment together, from the first call an employee makes to the final bill."

Michael Havig, MD, Founder and CEO, HealthMe

"OVN exists because physician-owned, physician-led care delivers better outcomes at a lower cost than any model built from the outside in. As the nation's largest physician-led MSK network, we bring the surgeons, physical therapists, and centers of excellence that make that promise real for injured employees. The Total MSK Solution puts our network behind HURT!'s triage and HealthMe's transparent pricing, so patients reach the right physician faster and employers see the value OVN's physicians have delivered for years."

Heath Kirschner, CEO, OrthoForum Value Network

"Most musculoskeletal injuries don't require an emergency room. They require an orthopedic-trained clinician on the phone within minutes, giving someone a clear direction on where to go and how fast to get there. HURT! was built for that moment, whether the injury happens on a shift, at home, or on a field. Inside the Total MSK Solution, we're the first human voice someone reaches at any hour, and that structure doesn't stop at the first appointment. It follows the patient through recovery, inside one connected system rather than a series of handoffs no one is tracking."

Brett Miller, MD, CEO and Co-Founder, HURT!

The Total MSK Solution at RosettaFest 2026

HealthMe, HURT!, and OVN are presenting sponsors of the MSK track at RosettaFest 2026, held July 29 to 31 in Nashville. The three companies are hosting a booth on the exhibit floor and leading seven sessions across two days in the Volunteer Mezzanine, covering how a Total MSK Solution embeds into a self-funded health plan, the member experience, and the economics behind the model. Speakers include Michael Havig, MD (HealthMe), Brett Miller, MD (HURT!), Heath Kirschner (OVN), David Comiskey (HealthMe), and Troy Reichert (HealthMe), alongside employer, advisor, and Health Rosetta representatives.

Employers, navigators, and advisors attending RosettaFest can find the full session schedule and request a demonstration of the Total MSK Solution at totalmsk.com.

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